This is your normal income (net or actual amount after taxes)
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Input $ amount
Monthly
Wage earner 1
Total Income:
Wage earner 2
Your Result:
Government payments
Recommended:
Child support
+/- funds:
Other Income/Transfers
Adjustment reqd $:
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Monthly
Communication
A's SUMMARY
Children
House
Your result:
Financial
Recommended:
Food
Adjustment reqd %:
Utilities & other fixed bills
Adjustment reqd $:
Spending more than 50% of your net monthly
income on your A’s will place you SERIOUS FINANCIAL RISK... read more
These are your should pay 'discretionary' per cycle
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Monthly
Lifestyle
B's SUMMARY
Health
Personal
Your result:
Transport
Recommended:
Medical
Adjustment reqd %:
Home
Adjustment reqd $:
Family
Entertainment
Spending more than 30% of your net monthly income on your B’s means you
are funding a lifestyle you cannot afford. read more
These are your would pay 'future' fund per cycle
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Monthly
C's SUMMARY
Savings
Debt Reduction
Your result:
Retirement/extra super
Recommended:
Investment
Adjustment reqd %:
Adjustment reqd $:
Spending LESS THAN 20% of your net income
here will ensure you will be forever trapped in the DEBT cycle and financial wilderness.... read more
Spending more than 50% of your net monthly
income on your A’s will place you SERIOUS FINANCIAL RISK in the event
of such things as job changes, interest rises, medical emergencies, unforseen
expenses. You MUST take action to reduce this percentage as quickly as you can
and we have a simple plan that will help you do this.
Congratulations! Your A’ Spending category is under the desired level of 50%. Spending
more than 50% of your net monthly income on your A’s will place you SERIOUS FINANCIAL RISK.
To help keep you at this desired level, sign up for our exclusive membership program full
of helpful tactics & tips to keep these in balance.
Spending more than 30% of your net monthly income on your B’s means you are funding
a lifestyle you cannot afford. This can lead to FINANCIAL RUIN quickly as often much
of this spending is hidden and just happens. Conversely if you are spending less than
15% of your net monthly income on your B’s you run the risk of being so constrained in
your spending that you will lash out and splurge. Let us show you a quick and simple way
to bring this back into balance.
Congratulations you are spending less than 30% of your net monthly income on your B’s means
you are funding lifestyle expenses is in balance. However be careful! If this figure is less
than 20% you may be putting too much pressure on yourself by being TOO FRUGAL and not allowing
yourself to live. Learn the right way to balance this by becoming an exclusive member.
Spending LESS THAN 20% of your net income here will ensure you will be forever trapped
in the DEBT cycle and financial wilderness. This spending is undoubtly the most important
spending to get right as it contributes more towards your FINANCIAL FREEDOM and dreams
than anything else. We have a simple process you can follow that will make this saving
automatic and help move you out of bad debt.
Congratulations you are allocating more than 20% of your net income on your financial future.
Please ensure that the A’s & B’s are also in balance. If you would like to find out more how
to allocate this money effectively for debt reduction, so you can reduce it faster & investing
for wealth, become an exclusive member now.