Balance your budget, save money, reduce debt
Help lower credit card debt

Live Debt Free in 3 Steps

make your budget work showing you how to save get money help to reduce debt

Debt Check

Arrow down iconOur Money Talks

Do you want to get motivated to get into better money shape, be inspired to get money fit and excited to shed your unwanted debt fast.

Pre-register now for our future Money Talks so Debt Walks live events.

This is where we hold seminars discussing the key aspects of each one of our great programs in most capital cities around Australia. If you are a corporation or business who would like to do something educational for your staff to help lower Money Stress contact us now.

Watch this space for our future events!


Arrow down iconWhat people say about us

“ I struggled with my credit card debt for years despite being reasonably smart with my money. Following their Debt Roll down method used in the Be Debt Free™ program, I have now rid myself of all this debt in only 18 months ”


- Natalie (Melbourne)

“ I have found the Budget Helper to be a user friendly tool for managing my finances. It is a smart & simple way to create a budget & stick to it. Thanks again for a fantastic and simple to use product ”


- Rochelle (Grafton, N.S.W)

‘It has been very empowering to work through parts of the money program & spreadsheets. I have been able to develop a sense of mastery over our family finances. And I am even beginning mastery over our mortgage and talking to the bank! It has been and is continuing to be very very helpful.’


- Therese (Melbourne)

Arrow down iconMessage from the Founder

"It is our goal that for everyone who becomes a member of Live Debt Free that we are going to make a difference in their lives. We are passionate about helping you do better with your money, no matter what your financial situation may be.

I have spent the last 20 years in the banking and finance industry working for some of the biggest and well known financial institutions. We have helped train over 1500 bank personnel in CBA, NAB, St George & BankWest. We decided to use this extensive experience and knowledge to help ordinary people do better with their budgeting, spending control and debt management.

Welcome aboard and we look forward to making money easier for you and moving you towards the ultimate goal to LIVE DEBT FREE."


-David Hayward


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